Woori Bank launches savings account with rate of up to 9.0% a year
In short
Woori Bank said on 5 October it launched “Woori Financial Dahami Savings 2”, a mobile-only installment savings product carrying a maximum annual rate of 9.0% and tied to the group’s 2026 Woori Financial Dahami Festa. The rate is a 3.5% base plus up to 5.5 percentage points of preferential rates; the account runs for 12 months with a monthly deposit cap of 300,000 won. Preferential tiers include up to 2.0 percentage points for group affiliate use, up to 0.5 points for certain apps and up to 3.0 points for new customers.
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Woori Bank said on 5 October that it launched “Woori Financial Dahami Savings 2”, a savings product offering a maximum annual rate of 9.0%, timed to the opening of the 2026 Woori Financial Dahami Festa, described as the group’s main financial festival. Newsis and Yonhap reported the launch, and Maeil Business followed later the same morning. [ 1 , 2 , 3 ]
According to Yonhap and Maeil Business, the product is a 12-month, non-face-to-face free installment savings account that can be opened through Woori WON Banking, with a maximum monthly deposit of 300,000 won. The rate is a base 3.5% a year plus up to 5.5 percentage points in preferential rates, taking the maximum to 9.0%. [ 2 , 3 ]
The preferential rate is split across three categories. Customers can earn up to 2.0 percentage points based on their use of group affiliates — Woori Card, Dongyang Life, ABL Life and Woori Investment Securities — and up to 0.5 percentage points for using Woori WON Mobile, Samsung Wallet Money or To the Moon. New customers can receive up to 3.0 percentage points. [ 2 , 3 ]
The account is the follow-up to last year’s “Woori Financial Dahami Savings”, which centred preferential rates on transaction records with group affiliates. The new version adds a trading preferential tier and a new-customer tier, which the bank said widens the range of customers able to receive benefits. “We have greatly broadened the scope of rate benefits to include not only new customers but also customers already using Woori Bank and group affiliates,” a Woori Bank official said, adding that the bank would continue to introduce products that let customers of the group’s services feel tangible benefits. [ 2 , 3 ]
Why it matters
This is a Korean retail deposit product, so its direct relevance to readers outside the country is limited. For local readers it is a point of comparison as banks compete for deposits, and it shows Woori Financial linking a savings product to a group-wide promotional event and to cross-use of affiliates and partner apps.
Key facts
- Woori Bank said on 5 October that it launched “Woori Financial Dahami Savings 2”, offering a maximum annual rate of 9.0%. [ 1 , 2 , 3 ]
- The maximum rate is a base rate of 3.5% a year plus up to 5.5 percentage points of preferential rates. [ 2 , 3 ]
- The product is a 12-month, non-face-to-face free installment savings account with a monthly deposit cap of 300,000 won, available through Woori WON Banking. [ 2 , 3 ]
- Affiliate-use preferential rates of up to 2.0 percentage points apply to Woori Card, Dongyang Life, ABL Life and Woori Investment Securities. [ 2 , 3 ]
- Transaction preferential rates of up to 0.5 percentage points apply when using Woori WON Mobile, Samsung Wallet Money or To the Moon. [ 2 , 3 ]
- New customers can receive up to 3.0 percentage points of preferential rate. [ 2 , 3 ]
- The product follows last year’s “Woori Financial Dahami Savings” and adds trading and new-customer preferential tiers, widening the range of customers who can receive benefits. [ 2 , 3 ]
- The launch is tied to the 2026 Woori Financial Dahami Festa, described as the group’s main financial festival. [ 1 , 2 , 3 ]
Confirmed by several sources
- Woori Bank launched a savings product with a maximum annual rate of 9.0%. [ 1 , 2 , 3 ]
- The account is a 12-month, mobile-only free installment savings product with a monthly cap of 300,000 won. [ 2 , 3 ]
- The headline rate combines a 3.5% base rate with up to 5.5 percentage points of preferential rates. [ 2 , 3 ]
- The product adds trading and new-customer preferential tiers to the affiliate-based structure of the previous year’s product. [ 2 , 3 ]
Still unclear
- When subscriptions open and close is not stated. No document gives a sale period or subscription window for the product.
- How a “new customer” is defined, and how many customers would reach the full 9.0% rate, is not specified. The documents list preferential tiers but do not define eligibility beyond them.